How to Claim for Personal Injury

Injury Claims and Lawyers personal injury claims arise when another party's actions cause you to get hurt. There is a wide spectrum of personal injury cases including car crashes, accidents caused by unsafe conditions in commercial establishments, recreational injuries, injuries caused by defects on private or public property, work-related accidents, and injuries caused by unsafe conditions on government owned or maintained property.

Personal injury claims are tricky and it is best to consult with an attorney before filing. If you choose to handle the claim yourself, it is important to first review the procedures and deadlines for submitting the claim. For example, where an injury occurs on a city street or other public property, a claimant may be required to submit a request for damages to the public entity itself and receive a rejection notice before he or she can file a lawsuit. The time limits for filing a claim or lawsuit also vary depending on who caused the injury and where the injury occurred. If you miss the deadline for filing the claim, you lose your right to recover from the responsible party.

Once you have followed the correct procedures for submitting a claim to a person or entity, an insured party will send the claim to their insurer. An insurance adjuster will then be assigned to evaluate your claim. The adjuster will ask you to corroborate any claimed injuries with medical records and bills. You may be required to see a doctor hired by the insurance company who will offer an opinion regarding the extent of your injuries. In some cases, the claimant may also be asked to attend an examination in which he or she describes the accident and injuries under penalty of perjury before a court reporter. Where the injuries are less serious, you may simply be asked to provide a recorded statement.

Generally, the insurer's goal is to pay you as little as possible in compensation. Insurance company experts are skilled at minimizing injuries and finding reasons why you are at fault.

When the insurance company has sufficient information, the adjuster will either reject your claim or make a settlement offer. If you accept, you will be asked to release any further claims against the responsible party or insurance company before you receive payment. Since this will bar any subsequent claims, it is important to ensure that your medical treatment has concluded before you accept any money or sign a release.

If the insurance company's settlement offer is too low, and you are still within the allowable time to sue, you have the option of filing a small claims court action or hiring an attorney to file a lawsuit against the responsible party. An attorney will hire experts to objectively evaluate the evidence and testify on your behalf. He or she will also represent you at settlement conferences and depositions, locate favorable witnesses, and prepare the case for trial.

Whether or not you hire an attorney, your goal should be fair compensation.

About the Author

Specialists in personal injury claims

Article Source:- GoArticle.com

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Other Source of Information:- Personal injury Claims | Burn Injury Lawyer

Amputation

Losing a limb is one of the most traumatic events a person can experience, affecting you not only physically, but also emotionally and financially.

Unfortunately, approximately 1.7 million people in the U.S. are living with the aftermath of an amputation, and about 185,000 new amputations are performed there annually.

Types of Amputation There are basically four categories of amputations:

* Dysvascular-Related Amputations. These are amputations due to vascular disease, i.e., problems with blood flow to the limbs. More than 80 percent of all limb removals in the U.S. are dysvascular-related amputations.
* Cancer-Related Amputations. Obviously, these are amputations that occur as a result of cancer in some part of the body.
* Congenital-Related Amputations. These are caused by severe congenital problems with a limb at birth. (In some cases, congenital-related amputations can be related to medical malpractice.)
* Trauma-Related Amputations. These are amputations caused by some sort of extreme trauma to the body.

Common Causes of Traumatic-Related Amputations Amputation injuries can be the result of accidents such as:

* Automobile accidents
* Truck accidents
* Motorcycle accidents
* Construction accidents

Trauma-Related Amputation Statistics According to the Amputee Coalition of America:

* Nearly 70 percent of amputations of the upper limbs are due to trauma-related injuries.
* The risk of having a limb amputated for traumatic reasons, as well as dysvascular-related reasons, increases with age.
* Men are at a higher risk for traumatic-related limb removal.

Care after an Amputation The general health and strength of a person who has undergone an amputation are the driving factors in determining how much care he/she will need after the loss of limb. There may be prosthetic fittings, rehabilitation, physical and occupational training, psychological counseling, and professional assistance with mobility and driving.

Amputation Injury Compensation If a person's loss of limb is the fault of another individual or entity, that person may be able to sue for financial compensation that can help with mounting medical bills and other amputation-related costs. Prosthetic devices alone can cost $70,000 or more and must be replaced at regular intervals.

If someone else's negligence or wrongdoing caused your amputation, an experienced amputation injury lawyer may help you receive monetary damages for:

* Medical expenses
* Prosthetics
* Long-term care
* Lost income
* Reduced quality of life
* Emotional pain
* Loss of companionship

About the Author

If you have questions about amputation injury and compensation, visit the website of amputation injury attorney Jerrold A. Mayro, located in the Phoenix, Arizona area.

Article Source:- GoArticle.com

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Other Source of Information:- Amputation | Personal Injury Law Firm